Ansem Edge Documentation

Ansem Edge is a permissionless lending protocol on Solana that lets you borrow SOL against your $ANSEM tokens (Token-2022). Deposit $ANSEM, receive SOL instantly, repay to get your tokens back. No KYC, no credit checks, 0% interest.

How It Works

1

Connect Wallet

Connect any Solana wallet (Phantom, Solflare). Ansem Edge scans for $ANSEM tokens in your wallet (Token-2022 and standard SPL).

2

Deposit $ANSEM

Choose how much $ANSEM you want to deposit as collateral. Sign the transaction to send tokens to the protocol vault.

3

Receive SOL

Instantly receive up to 70% of your collateral value in SOL. Sent directly to your wallet within seconds.

4

Repay & Reclaim

Send back the borrowed SOL at any time (0% interest). Your $ANSEM tokens are returned to your wallet immediately upon repayment.

Accepted Token

Ansem Edge exclusively accepts $ANSEM tokens as collateral.

TokenMint AddressStandard
$ANSEM9cRCn9rGT8V2imeM2BaKs13yhMEais3ruM3rPvTGpumpToken-2022
Token-2022: $ANSEM uses the Token-2022 program (TokenzQdBNbLqP5VEhdkAS6EPFLC1PHnBqCXEpPxuEb). The app scans both Token-2022 and standard SPL accounts to ensure your tokens are found.

Loan-to-Value (LTV)

Ansem Edge offers a fixed 70% LTV for all $ANSEM deposits.

ParameterValue
LTV Ratio70%
Liquidation ThresholdHealth factor < 0.85

Example: You deposit $1,000 worth of $ANSEM. Max borrow = $1,000 × 70% = $700 worth of SOL.

Borrowing

Parameters

ParameterValue
Minimum Borrow0.1 SOL
Maximum Borrow200 SOL per loan
Interest Rate0% (Free)
Loan DurationOpen-ended (no deadline)
Early RepaymentAllowed, no penalty

Process

  1. Sign a message to verify wallet ownership (wallet auth via signature)
  2. Approve the token transfer transaction (sends $ANSEM to protocol vault)
  3. Protocol verifies the deposit on-chain
  4. SOL is sent to your wallet automatically

Repayment

To get your $ANSEM tokens back:

  1. Go to the "My Loans" tab in the app
  2. Click "Repay" on your active loan
  3. Sign the message and approve the SOL transfer
  4. Your $ANSEM tokens are returned to your wallet immediately
Since there is 0% interest, you repay exactly what you borrowed. Borrow 5 SOL → repay 5 SOL. Your full $ANSEM balance is returned.

Default & Auto-Sell

Ansem Edge monitors the health of all active loans. If your collateral value drops significantly:

EventTriggerAction
Health WarningHealth factor < 1.5Loan flagged as at-risk (visible in dashboard)
Default FlagHealth factor < 0.857-day countdown starts
Auto-Sell7 days after flag, no repaymentCollateral is sold to recover the loan

Health Factor = Current Collateral Value (in SOL) ÷ Borrowed Amount (in SOL)

You have 7 days after a default flag to repay your loan and get your $ANSEM back. After 7 days, the collateral is auto-sold to cover the loan.

Fees

Fee TypeAmount
Interest0%
Borrow FeeNone
Repay FeeNone
Network GasStandard Solana fees (~0.000005 SOL per tx)

Security

  • Signature verification: Every borrow and repay action requires a wallet signature to prove ownership via tweetnacl.
  • On-chain deposit verification: All deposits are verified against the Solana blockchain before SOL is disbursed.
  • Non-custodial approach: Tokens are held in a protocol-controlled wallet and returned in full upon repayment.
  • Price feeds: Real-time pricing via DexScreener ensures accurate collateral valuation.
  • Token-2022 support: Full compatibility with the Token-2022 program for $ANSEM.

FAQ

What tokens can I use as collateral?

Only $ANSEM (mint: 9cRCn9rGT8V2imeM2BaKs13yhMEais3ruM3rPvTGpump). No other tokens are accepted.

What happens if $ANSEM moons while it's locked?

You can repay at any time and get your tokens back. There's no lock-up period and 0% interest.

What is the minimum borrow amount?

0.1 SOL minimum per loan.

What wallets are supported?

Phantom and Solflare.

What happens if I don't repay?

If your loan's health factor drops below 0.85, a 7-day countdown begins. If you don't repay within 7 days, your $ANSEM collateral is auto-sold to cover the loan.

Is there interest on the loan?

No. 0% interest. You repay exactly what you borrowed.